Money sent to another’s account by mistake? Learn how to get it back!

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money sent to another's account by mistake
Image: BBC

In today’s time, online fraud is becoming more and more. On seeing the hard work of the entire life of the people, someone easily loots and people do not even know. In today’s time, the entire country has gone digital. Due to the advent of the digital era, the trend of online payment and money transfer has become more. Most people use an online money transfer to give money to their friends and family members.

Doing this saves time. Apart from this, people use mobile banking to recharge their mobile phones and also to pay electricity bills, but many times it happens that people accidentally transfer money to someone else’s account, then other On the other hand, sometimes money is wrongly withdrawn from people’s accounts. Today, we are going to give you some information to protect from this problem, using which you can save your hard-earned money.

In the beginning of 2019, an online fraud case came to light with a Mumbai businessman. During that time the businessman received 6 miss calls at night. When he woke up in the morning, 1.86 crore rupees were withdrawn from his account. Such incidents are continuously increasing. According to the report, a total of 2069 online fraud cases have been reported between 2017-18.

According to the Reserve Bank, if someone withdraws money from your account without your permission, then you have to inform the bank about this incident within 3 days. By doing this you can save money. After giving information to the bank, the bank will check whether in fact your money has been transferred to another account by mistake or not… or someone has withdrawn money from your account wrongly. The bank will refund you the full money upon completion of the investigation. But for this, you have to follow some rules.

To get the money back, you have to first close the ATM card number and Internet banking service. After this, the police will have to file a report on the matter. After filing the report, a copy of the FAR must be submitted to the bank. The bank will investigate the money withdrawn under the FIR.

If you have been cheated in any way, you will get all your money back, but if you have mistakenly transferred money to someone else’s account, then it is up to the bank whether or not he returns your money to you. By giving proof, you can get your money back as well. For this, the first thing to do is to inform the bank about it and give detailed information.

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